We utilize the data of a very large UK automobile loan firm to study the interaction of the characteristics of borrowers and loans in predicting the subsequent loan performance.Our broader findings confirm the earlier research on the issue of subprime auto loans.More importantly, unmarried borrowers living with furnished tenancy agreements Spacecra

Luxury material, symbol of beauty, of power and eternity, under the Ancien Régime, and in particular the reign of Louis XIV and the regency, marble was a regal material.All of the royal homes had flooring, panelling and fireplaces Armored Vehicle in vividly coloured marble, mostly originating in the kingdom’s quarries.The French pedigree of the

The recent advancement in Information & Diecast Car Communication Technology (ICT) is seen as a critical enabler to design intelligent smart cities targeting different domains.One such domain is modes of transport in a city.Currently, various cities around the world are envisioning innovative ways to reduce emissions in the cities by increasing phy

Community empowerment is one of the solutions to overcome the problem of poverty in an area.Community empowerment can be carried out by utilizing local potential and developing aspects and social capital.Based on the theory of the poverty circle, several factors cause poverty, including income levels, education levels, and the amount of consumption

Health tourism Sherlocks has emerged as a growing fashion worldwide in last few decades.It is driven by the longing to travel to other countries to improve/maintain their health while experiencing the indigenous, cultural and tourist attractions of destinations.Health tourism can be defined as traveling to foreign countries for no less than a day a